Using Shopify Capital funding for my small business
Asked 5 years ago
What is your experience using Shopify capital as a small business loan? How does it work?
Reba Noel
Friday, May 08, 2020
My experience was very positive . Shopify Capital has a FLEX option of choosing the percentage taken out of each of your actual sales, using a portion of your future receivables. This way when one have future sales, a part of that revenue is transferred to repaying your Shopify Capital funds. This happens until the total owed is repaid at the end of the 12-month term. Currently this service is available only for stores in the US and Canada. Shopify capital funding has a big range of options from $200 to $1,000,000 USD. The rates are fair but there are a couple more similar options for small business financing like- PayPal and Amex.
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